Money and insurance

To get or not to get life insurance? If you’re in your 20s and still having second thoughts, these reasons will make you get one, pronto!

When your salary is high up the pay scale and you still can’t make ends meet, you need to reassess your lifestyle.

Ever find yourself wondering about the difference between income and net worth? These two terms are frequently used when discussing personal finances, but understanding their distinctions is essential for gaining clarity about your financial well-being. So, let’s break down the nuances between income and net worth.

Global stocks climbed on higher than expected corporate earnings.

Global stocks retreated as Iran launched drone and missile strikes against Israel.

I’ve headed investments for FWD for a few years now, and two of the most common questions that I and the team usually receive are, where should I invest? Is now the best time to invest? While every investor is different, we all need one thing before turning over a single peso: a financial planning foundation.

According to recent US government data, the pace of inflation for US consumers picked up again last month.

Global stocks ended mixed as investors speculate on the directions of central banks.

Global stocks higher as investor focus shifted from inflation concerns to the upcoming US elections.

Global stocks dipped amid uncertainty surrounding the timing of rate cuts. 

2024 is shaping up to be the year of rate cuts as inflation eases its grip in many economies.

The Philippine equity market is poised for a rebound this year, driven by expectations of interest cuts and easing inflation.

The US economy remains robust, but high-interest rates are causing housing affordability to negatively impact consumer sentiment.

Budgeting is serious business, and we all know it’s important. But whatever amount we have to work with, we all have small luxuries and “auto-add-to-cart” habits that matter to us, and even these may have risen in price as well.

Economists see the uptick as a positive sign for the retails sector, with falling inflation and increasing wages expected.

You’re young, you’re free, you’re living your best life. Why would you bother with insurance? We get it. You have other things to spend your money on, like travel, food, and online shopping. You don’t want to think about the what-ifs and the worst-case scenarios. You’re probably already saving up for your future goals, like buying a house, starting a business, or retiring early. Insurance may seem like an unnecessary expense that can wait until later.

US inflation exceeded expectations in January, reaching 3.1% on an annual basis, surpassing the 2.9% forecasted by economists.

Global stocks rallied as US economic data continued to show resiliency.

Do you always end up spending all your money even though the next payday is still a long way off? Here are five tips to help you break the monthly cycle of living from paycheck to paycheck.

You are your biggest investment

If you’re putting all your savings into one account, you might not be maximizing your money’s earning power. Here are a few reasons why it is wiser to have multiple savings accounts.

Numerous studies show that women are generally less likely to have life insurance than men. However, among Gen Y and Z, fewer men are signing up for health insurance. Find out what they’re spending on instead.

Here are six money milestones you should aim for so you can build a more secure and worry-free life in the future

Let’s imagine for a moment that a cool million pesos just landed on your lap. How do you do financial planning to make sure it lasts and is put to good use?

Instead of spending excessively, set aside money for your financial future. The first step to avoiding overspending is to understand why we do it.

Here’s how to achieve your goals and find financial freedom by laying down a clear budget plan.

While you cannot plan for getting sick, you can avoid financial ruin with health insurance.

Does insurance make you automatically think of death? Do you put off getting yourself insured because it depresses you? Getting insurance doesn’t have to be such a gloomy task. It can be insurance for your future. Here are five reasons that prove having insurance is more than you think.

Financial planning is preparing for your future now. Here are tips on how you can start building a nest egg for you and your family.

While you’re young, make positive changes to your spending habits so you can lead to a worry-free, enjoyable life.

In your 40s and have no retirement savings yet? Here are some tips on building that retirement fund and investment plan so you can catch up & enjoy life.

Weigh the pros and cons of online shopping, especially during quarantine. To buy or not to buy online? Is online shopping the ultimate convenience or a hacking incident waiting to happen?

Congratulations! Decades of hard work and sacrifice will finally come to fruition as you ride into the sunset of your career. But planning to retire requires, well, a plan, so you can fully live the rest of your life to the fullest.

Get ready to laugh, learn and win on Aug 16, Fri 6 PM! FWD Life Insurance makes financial literacy fun with a stress-busting show where viewers can win along with their favorite contestants.

While the PBA superstar strives to achieve greatness on the hard court, he’s wasting no time investing in life after basketball

Without a working knowledge of money from the start, it will be difficult for children to do well in life as adults.

Money may not buy happiness, but it plays a massive role in your wellbeing. Read on for more money and financial misconceptions you should stop believing.

Global stocks retreated over concerns that the recent bank failures may spread to other financial institutions.

With disability or without, live a life with no limits By Kaydee Dela Buena

A credit card is good to have in an emergency—and using it wisely is key to unlocking its true benefits.

“We don’t know what will happen in the macro-economy but we can control how we save, how we invest, and how we protect our finances.”

Market Observer May 19 to May 25, 2022: Global and Philippine Market Update

The lack of any clear outlook is causing heightened volatility in the market.

Negative sentiments from abroad spilled over to the local market amid recession fears in the US.

Global stocks ended slightly higher as consumption remains strong

The US Federal Reserve (Fed) made history by hiking rates 0.75% for the third straight time.

Global stocks fall as investors reassess their outlook for the year.

Market Observer August 4 to August 10, 2022: Global and Philippine Market Update

Concerns over rate hikes, fears of a global recession led investors to reduce their equity exposure.

Market Observer May 12 to May 18, 2022: Global and Philippine Market Update

Market Observer 27 April to 05 May 2022: Global and Philippine Market Update

Market Observer 06 May 2022 – 11 May 2022: Global and Philippine Market Update

Easing of global tightening expectations and a good earnings season could push stocks higher.

Market Observer October 20 to October 26, 2022: Global stocks rally due to possibility of lower rate hikes.

Philippine stocks rally as economy remains on track for strong growth.

Concerns over the economy limit any major rally for global stocks.

Market Observer September 8 to September 14, 2022: Global and Philippine Market Update

Global stocks rallied as investors bet on easing pressure for more Federal Reserve (Fed) rate hikes

Philippine stocks jump to a strong start. Global Stocks edged higher as inflation slows.

Global stocks edged lower as interest rates may remain higher for longer.

Market Observer November 2 to November 9, 2022: Global stocks are expected to remain volatile with inflation remaining a top concern.

Market Observer August 11 to August 17, 2022: Global and Philippine Market Update

Global stocks retreated as central banks signaled higher rates for longer.

You may be stuck at home, but that doesn’t mean you should be idle. The quarantine is the best time for you to be proactive for the future.

Dreaming is one thing, but manifesting it is another matter entirely. We asked people who’ve made their dreams come true for their real-life tips on making things happen.

We all want to protect what we’ve worked hard for and leave a bright, financially secure future for our family. FWD Life Insurance’s new Peso Nitro and Velocity Global Payout Funds can help you achieve these goals.

Having financial protection at this time of uncertainty is one of the best ways you can prepare and plan for the future. Here are the other reasons why it’s important to get life insurance now!

Global stocks had a rough year with 2022 proving to be one of the worst years for markets in recent memory.

This Barangay Ginebra San Miguel baller makes sure his basketball earnings will earn for him. Find out what he’s doing to secure his future.

This Rain or Shine Elasto Painters star player knows his basketball career won’t last forever. But he has a backup plan.

#FWDMidweekMythbusters is an Instagram reels series by FWD Life Insurance that debunks popular misconceptions about insurance, investing, and anything financial!

Are you in your 40s or 50s and planning for an early retirement? Here are some of the investments you can make to boost your retirement savings.

This is the best time to seriously plan and secure your future. Your investment and financial decisions now will be the foundation of your retirement.

Landing the first job is a milestone. Allow yourself some fun but getting an early start on your investment plan is the smartest move you’ll make in your youth. Read about why, plus where can put your hard-earned money.

Condos are some of the most popular types of investments today – but is it the right choice? Read on to find out whether investing in a condo in Manila is for you.

Insurance jargon can be intimidating but don’t let that keep you from securing your health and financial future. Here’s another list of commonly used insurance terms and their explanations.

Getting insurance is easy, but understanding your contract can be daunting. Check out these commonly used insurance terms, learn what they mean, and let them be your guide in setting up and protecting your health and financial future.

Even if you don't catch the virus, you're still financially vulnerable to the fallout

Are you tired of being a slave to your credit card? Get your act together. Here are tips on how you can maximize your credit card without drowning in debt.

Seek help from financial advisor in choosing the best health insurance plan w/ critical illness coverage. To help you get started, here are few considerations.

When it comes to your financial health, there’s no such thing as preparing too early. Here are factors to consider when projecting how much you’ll need to retire comfortably.

Raising future-ready kids is not easy but having an insurance plan that also gives you investment opportunities and hospital benefits allows you to start on the right foot—with less worries and more confidence.

The US economy exceeded expectations, growing at a robust 2.5% pace in 2023, surpassing initial Wall Street predictions.

That dreaded petsa de peligro, which in Spanish simply means “hour of danger” but in the Filipino context is that time of the month before the next payday when the funds have somehow dwindled. It’s a phenomenon that happens regardless of income. It just seems like as income goes up, your expenses go up along with it.

FWD Head of Investments Mitch Lumabi, Security Bank Chief Economist Dan Roces, and Feng Shui Master Maritess Allen talk about money and investments in the Year of the Rabbit.

With many of us spending so much time at home, it’s the perfect opportunity to stay on top of our finances

People have different life goals and ways for achieving them. In the end, not everyone wants to meet their daily needs only, some might want to achieve more, enjoy more and to reach their full potential.

Whether you’re a business owner, employee or self-employed, your financial wellbeing was probably affected by the pandemic. Here’s how financial planning can help you recover and prepare for the future.

Barack Obama, Jay-Z, Mariah Carey and countless ordinary people were raised single-handedly by their mothers. It’s an exhausting, joyful, challenging role for moms, but not impossible especially when they’re able to make a single-income budget work.

Find out how FWD Life Insurance makes it easy for customers to file and process insurance claims.

Want to get insurance but don’t know which one to get? Here’s a quick guide on the different types and their uses so you can decide what’s right for your needs and lifestyle.

#FWDMidweekMythbusters is an Instagram reels series by FWD Life Insurance that debunks popular misconceptions about insurance, investing, and anything financial!

If you are worried that your funds could be in danger because of overspending, read on for important pointers on how to determine if you are living way past what you can afford.

Here are six money milestones you should aim for so you can build a more secure and worry-free life for your retirement.

Are Critical Illness Policies taxable? Find out how a protection plan can cost you.

The amount of money you have isn’t always directly connected to your financial wellbeing. FWD Life Insurance’s Chief Agency Officer Jun Marasigan explains how you can be financially healthy no matter where you are in life.

FWD Life Insurance’s US Dollar Nitro Global Payout Fund and US Dollar Velocity Global Payout Fund, available for FWD Dollar All Set Higher Investment-Linked Insurance, help customers grow their money with global investments and aim to give them regular earnings amid changing economic conditions.

Planning to retire at 50? A trusted insurance company can help you secure your future with health protection or investments that help grow your money.

Clueless about investing? Check out these simple investment tips to help you get started.

Before you choose the right type of investment plan for you and your family, assess first what you need today and what you want for the future.

We all need to be creative in budgeting our household expenses these days as oil prices are rising due to fears of supply shortfall. At the beginning of March, prices skyrocketed to their highest in 14 years and the rest of the world is already feeling the reverberations from the Russia-Ukraine conflict.

Do you ever wonder what sets apart wildly successful entrepreneurs from everyone else? Their daily routines, particularly what they do the moment they get out of bed. Which of these seven things do you do, too?

Use this extra money effectively to make the coming year (and years to come) more financially secure.

I don’t have enough to save.” “I’ll have more money in the future anyway.” Make it a goal to never utter these excuses.

Teaching your children to be financially literate is equipping them with an important life skill that they need as adults.

Hurray, it’s your first paycheck! Aside from treating your family to a sumptuous meal, what should you do with it? Here are our recommendations.

Does the term “insurance” either bore or freak you out? You’re not alone. Insurance is often underrated but is one of life’s essentials—definitely something every person should have especially if you’re looking to protect their family and assets from risks and losses.

Did you know that money is one of the biggest causes of stress all over the world? A 22-country survey revealed that 29 percent of respondents cited money, or the lack of it, as their primary source of worry. Get out of that 29 percent and make worrying about money a thing of the past. Here are five things you can do to stop stressing about money now!

Do you always tell yourself year in and out that you’ll finally build a little nest egg? Here are ways to fulfill your long-planned financial goals.

The actress and model shares her top 5 tips to celebrate living with more energy and less worries.

Not many Filipinos like the idea of a credit card. If you're one of the many who have yet to avail of one and will probably not avail one, why not consider a debit card?

When it comes to starting a business and making it fly, there are some skills you can only learn from experience. Find out the five secrets of entrepreneurship you won’t discover inside the four walls of a classroom.

You’d be surprised at how doable it is to save up as much as P5,000 in a month. All it takes is keen determination, a clear vision of your priorities, and some creativity.

When it comes to prepping for your future, an early start is always better. Here are five reasons to convince you to set aside a little money for your investment plans.

Living below your means is necessary to develop your financial wellbeing . You don’t have to live paycheck to paycheck if you know how to live below your means. Spending less than what you earn is a great technique to achieve your financial goals . Here are tips on maintaining a frugal lifestyle, even if you are earning so much more.

While saving is important, there are instances when you shouldn’t scrimp because it just isn’t worth your financial wellbeing and physical wellbeing in the long run.

It’s high time you start adulting. Getting insurance is one of the safest and easiest ways to secure not just your health, but also your finances.

There's probably a handful of so-called "financial tips" that you hear from your friends, your parents, even from the pros. But not all of them are useful. Some may even set you up for failure. Here are four common financial tips that you should NOT take heed of.

This positive outlook comes despite ongoing concerns about a potential economic slowdown.

Life is full of uncertainties and all we can do is to be prepared for any eventuality and a good way to start is by establishing a robust financial foundation. An emergency fund stands as a crucial element in this foundation, offering a shield against unexpected challenges.

Global stocks declined as investors reevaluate the pace of rate cuts.

Philippine stocks edged higher amid improving sentiment.

Spot the signs they are NOT! We all know that relationships can be a rollercoaster ride filled with ups and downs. While compatibility is essential in many aspects, one area that often gets overlooked is finances. That's right; money matters!

Global stocks edged lower as Fed minutes reveal uncertainty among officials.

Money - that enigmatic force that shapes our lives. Understanding how to manage it often seems like an elusive puzzle. However, successful people have cracked the code, unveiling secrets that guide their financial triumphs. Let's delve into the six money secrets they know and swear by.

Global stocks surged in 2023, propelled by exceptional returns from the major tech companies.

Global stocks edged higher, buoyed by diminishing inflationary pressures and the resilience of the global economy.

Global stocks continue to climb as concerns about a recession diminish.

Life insurance isn't just about providing financial security after you're gone. It's also a powerful tool to protect and grow your wealth while you're alive. It serves a dual role by securing your financial future and ensuring a legacy for your loved ones through five key ways.

Global stocks edged higher as economic data continues to improve.

In the world of personal finance, the words "debt" and "good" rarely appear in the same sentence. However, there is a crucial distinction to be made between good debt and bad debt, and understanding this difference is the first step towards financial empowerment. That way you can use debt as a financial tool to achieve your goals rather than making it a burden on your finances.

Global stocks are expected to edge higher as inflation is anticipated to ease further.

Got extra time to watch another 2-3 episodes of your favorite Netflix series? Then you’ve got extra time to earn extra money! Here are some side gigs you can do—including a rewarding app from FWD. Hustle away!

Global stocks rallied as inflation appears to be under control.

It’s been a long year, and the holidays are on our minds. Which also means, of course, 13th month pay and Christmas bonuses.

October offered a hopeful indication that persistently high prices are beginning to loosen their hold on the US economy.

US gross domestic product (GDP) grew at an annualized pace of 4.9% in the third quarter.

Global stocks ended higher as the US economy stayed resilient amid a slowdown in inflation.

Global stocks dipped as investors remained risk-averse.

In the digital age where convenience is king, FWD Life Insurance stands at the forefront of innovation by offering insurance products and services that you can avail online.

Global stocks ended lower amid rate hike concerns.

The release of the iPhone 15 has stirred excitement among tech enthusiasts and Apple aficionados worldwide. With its promise of flashy new features and sleek design, it's easy to understand why many people are eager to get their hands on it. However, before you rush to make the purchase, it's essential to take a step back and carefully consider whether buying an iPhone 15 is the best choice for you.

While an increase in volatility is expected, financial markets should not be overly negative if the situation remains contained within the region.

Global stocks retreated as consumer confidence dropped and uncertainties surrounding China’s recovery dampened market sentiment.

Here are the three common causes of house fires and how you can prevent them.

Global stocks declined due to concerns about the impact of higher oil prices on inflation.

When it comes to making a solid investment, most people overlook life and health insurance policy as a viable option.

Got extra time to watch another 2-3 episodes of your favorite Netflix series? Then you’ve got extra time to earn extra money! Here are some side gigs you can do—including a rewarding app from FWD. Hustle away!

Global stocks found support despite the surge in August inflation as the downward trend is expected to continue.

Learning about health insurance cost and how to invest in the Philippines can be simplified and easy to understand. Find out how to invest in your future!

It’s not talked about often enough, but let’s address the elephant in the room—your relationship with money may not be the be-all and end-all of your life, but it is undeniably a crucial part of it as it affects all areas of your total wellbeing. And, here’s why:

Global Stocks edged lower amid renewed concerns over inflation.

Global stocks moved higher as the US showed some signs of economic weakness.

Thinking about critical illness insurance? Check out our YOLO take on the critical illness list! Protecting our future like true millennials. #InsuranceGoals

Global stocks edged higher amid concerns over China’s recovery.

Discover countless sources for learning about financial literacy, from expert insights to practical tips, and empower yourself for a secure financial future.

Raising a kid is quite the challenge especially when you’re doing it alone. As a single parent, financial planning is important since you don’t have anyone to rely on, financially, but yourself. Want to know how you can better manage your money? Here are three ways.

Global stocks retreated as China acted to support its economy.

Global stocks edged lower as China’s recovery stumbles.

Global stocks pulled back as sentiment turned negative.

Global stocks were steady with investors staying on the sidelines as they awaited the impact of another Fed rate hike.

Consider it level-one investment. Mutual funds are an ideal stepping stone to investing because you don’t need to be a millionaire.

What are household expenses and how can you reduce recurring charges? Here are ways to cut back overlooked expenses.

Global stocks ended higher as the US economy continues to show signs of resiliency.

Global stocks moved lower as central banks indicate monetary policy may remain tight.

Global stocks pull back on diverging views from major central banks.

US inflation experienced a notable decline in May, reaching its lowest level in two years.

Global stocks continued to move higher as inflation concerns ease.

Global stocks ended higher on positive sentiment as US debt ceiling issue is resolved

Philippine stocks remained constrained as investors stay on sidelines.

Global stocks edged higher amid easing prices.

Philippine stocks get a boost from strong earnings and household consumption.

Philippine stocks moved higher on the back of the banking sector.

Global stocks rise as US grocery prices ease and the Chinese economy bounces back.

Global stocks were flat after the shortened work week due to the long Easter holiday.

Public infrastructure spending will be key to growth amid elevated inflation levels and a likely global slowdown.

Global stocks rose as global banking concerns continued to ease.

We salute the heroes of our times: the medical workers, volunteers, small business owners, delivery riders, OFWs and many more who worked tirelessly during the pandemic.

From online shopping to digital banking, make your life easier with these maximizing hacks.

Swiss authorities helped to negotiate an agreement wherein UBS buys Credit Suisse for USD3.2 billion.

Global stocks edged higher amid the risk of faster rate hikes.

Don’t ever think it’s too late to come up with a retirement plan. Here’s how you can catch up on your safety net.

Market Observer December 1 to December 7, 2022: Consumer spending looks to be slowing down with Bank of America and Wells Fargo reporting weaker credit card volume.

Who wants to keep working beyond the age of 60? We don’t. Here’s a guide to some of the best retirement savings plans in the Philippines.

Market Observer September 29 to October 5, 2022: Philippine stocks moved higher as investors took advantage to add exposure of beaten down stocks.

Global stocks rise as resilient corporate earnings boosted sentiment amid high inflation.

If you’re among older millennials, you no longer feel the need to be seen in the trendiest clubs, and are probably now planning to start your own family or have more babies.

Market Observer November 17 to November 23, 2022: Global stocks gained as the US economy showed signs of slowing down.

The Asian Development Bank (ADB) expects the Philippines to be the second fastest growing economy in Southeast Asia.

Market Observer October 5 to October 12, 2022: There is growing concern that another massive rate hike in November may finally push the US economy into a recession.

Market Observer October 27 to November 2, 2022: Global and Philippine Market Update

Market Observer November 24 to November 30, 2022: Global stocks were given a boost by statements from the US Federal Reserve.

Global stocks moved lower for another week as investors continued to reduce equity exposure.

Dreaming is one thing, but manifesting it is another matter entirely. We asked people who’ve made their dreams come true for their real-life tips on making things happen.

After the elections and the emergence of new leaders, the nation is ready to reset again. It’s normal to feel the uncertainty, but you are the master of your fate. You have the power to forge a path that will lead you to greater heights, and we are here to help you in this journey of nation-building and self-care.

Market Observer July 14 to July 20, 2022: Global and Philippine Market Update

For the first time in 20 years, the exchange rate between the Euro and the US dollar has reached parity. Market Observer July7 to July 13, 2022: Global and Philippine Market Update

Market Observer June 16 to June 22, 2022: Global and Philippine Market Update

Global stocks pull back as the Federal Reserve (Fed) maintains its tight monetary policy.

Market Observer May 26 to June 1, 2022: Global and Philippine Market Update

Live out your dreams

In the Philippines, local business groups welcome the government’s plan to impose VAT on digital transactions.

Stocks move lower as higher rates are generally taken as a negative by equity markets.

Strategists from top investment houses believe that equities may still fall due to the risk of lower corporate earnings.

To buy or not to buy online? Is online shopping the ultimate convenience or a hacking incident waiting to happen? Here are the pros and cons of shopping online.

Start your journey to financial literacy and success with the FWD Affiliates App 2.0 and get a chance to win Php 2000 GCash credits in the promo!

FWD is teaming up with its bancassurance partner, Security Bank Corporation, to launch the new FWDxSBC Platinum Mastercard credit card exclusively available to select FWD clients.

Who came up with the number 65 as the retirement age for workers? While the law says companies can retire employees at 65, no law says people have to work until they reach that age.