4 Things You Should Never Scrimp On
While saving is important, there are instances when you just shouldn’t shortchange yourself By Kaydee dela Buena
The articles online on how to save money are numerous, but it’s important to note that there are certain things that you should just not scrimp on—especially your health and wellness.
Here are some of you shouldn’t feel guilty spending more money on.
- Good food
You can easily wreck your budget with take-outs and the like, so this should be clarified as food that is good for your health.
Your body performs based on what you feed it, so give it the best fuel you can afford. Of course, complement good, clean, healthy food with proper exercise.
- Skincare
This includes sunscreen and any other skincare product that makes you look good and feel good. Aside from ensuring that we stay in tip top shape through regular exercise, we must also nurture our overall well-being with habits that nurture self-love.
Beyond just the perks of youthful beauty, good skin ensures that we are protected from illnesses and like.
- Bed
According to studies, we spend roughly 1/3 of our lives sleeping, and it’s an important aspect of well-being as we need it to function properly. Invest in a good mattress with great support and pillows as these will have direct impact on the quality of rest you get.
- Insurance
Insurance is good for your peace of mind and is a great use of savings. This type of coverage always ensures that you’re financially protected from life risks like medical emergencies. And even in death, your loved ones are protected.
FWD Set for Health is a comprehensive critical illness insurance plan that financially protects you and your loved ones from hefty medical expense should you get diagnosed with 3 unrelated major critical illness, as well as minor critical illnesses. This way you are fully covered and protected when you need it most.
Plus, if you stay fit and healthy and don’t make a critical illness claim by 75, you get all your premium payments back. Most people delay getting insurance, but the best time really to avail of one is now—when premiums are more affordable since you’re younger and healthier.
Health and self-care, if you notice, are at the heart of these items. Scrimp on other stuff but never what your mind and body truly need.
