Money and insurance

4 Assets that Grow in Value

Looking for a new investment? Here are long-term assets you can earn from in the long run By Kaydee dela Buena

For many Filipinos, they rely solely on their incomes for savings and security. But there are other ways to grow your investments—aside from leaving them in the bank—and get more value for your money.

Here are four assets that grow in value over time.

1. Real estate

Land is a highly valuable asset, but it takes foresight to choose the best property or piece of land. For many investors, they will often purchase lots of raw, undeveloped land in regions where they foresee economic expansion to occur. As a city grows and becomes more developed, the surrounding land prices will also increase. And should you decide to sell, you immediately reap the benefits. However, it’s important to note that it takes time – around 5-10 years or even more! – for the value of land to increase.

2. Stock market funds

Regardless of economic crises that may make the market volatile, in the long run, stock markets see an overall uptrend. And so, investing in the stock market may prove to be advantageous to those who are looking to keep their money in channels that will help them grow their savings.

3. Government bonds

For those who are seeking for something similar to stock market funds with greater stability and security, government bonds may be the right pick. Corporate bonds grow in value and allow you to earn income. You can make more from the interest or when you resell the bond to other investors.

4. Insurance

While not necessarily ‘liquid’ like other assets, insurance is a product that gives you more value over time. Case in point, what you may pay for insurance today (or when you’re younger) will be less than what you would pay in 5 or 10 years. Simply put, insurance offers a type of “savings” and value that is more than the initial investment.


VUL (variable unit linked) insurance plans like FWD Set for Life allows you to protect your loved ones financial future (for a lifetime) and, as an added benefit, potentially grows your money by investing a portion of it in various FWD funds. Newbie in investing? You don’t even have to worry about when and where to invest since there are expert fund managers managing your money for you.


Learn more on how you can grow your portfolio of investments from your FWD financial advisor.