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BIG 3

<div class="Markdown_root__trJOo"><div style="display: flex;align-items: center;column-gap: 8px;margin-bottom: 16px;"><h2 style="margin-top: 0;margin-bottom: 0;font-size: 20px;line-height: 25px;"><b>Before we proceed, please note...</b></h2></div><div style="display: flex;flex-direction: column;gap: 8px;"><div style="display: flex;align-items: center;column-gap: 8px;padding-left: 6px;"><img loading="lazy" asset_uid="blt0036cff682adf68f" src="https://images.contentstack.io/v3/assets/blt9d245055972fde4e/blt0036cff682adf68f/6683a8b966137c9902adc76a/document-copy.svg" alt="document-copy" width="24" height="24" style="width: 24;height: 24;"/><p class="mt-0 mb-14" style="margin-top: 0;margin-bottom: 0;font-size: 14px;">We will need a photo of a valid government-issued ID</p></div><div style="display: flex;align-items: center;column-gap: 8px;padding-left: 6px;"><img loading="lazy" asset_uid="bltbcee56fc86bdae17" src="https://images.contentstack.io/v3/assets/blt9d245055972fde4e/bltbcee56fc86bdae17/6683a8b90b1faae783dc048c/Credit_Card.svg" alt="credit-card" width="24" height="24" style="width: 24;height: 24;"/><p class="mt-0 mb-14" style="margin-top: 0;margin-bottom: 0;font-size: 14px;">We accept credit card, debit card, GCash, <span>or Maya.</span></p></div></div><div><p class="mt-0 mb-12" style="margin-top: 8px;font-size: 12px;font-weight: 450;color: #636566;line-height: 15px;">You can only apply for yourself which means that you are both the policy owner and policy insured.</p><p class="mt-0 mb-12" style="margin-top: 8px;font-size: 12px;font-weight: 450;color: #636566;line-height: 15px;">We will collect your personal data to process your policy application. To know more on how we protect your personal data, check our <a href="#" data-content-type="shared_content_container" data-content-id="blt90f80e53eae70786" data-display-type="modal" target="_self" style="color: #B74701;font-weight: 700;">Privacy Policy</a> and <a href="#" data-content-type="shared_content_container" data-content-id="blt690999b8443d9bab" data-display-type="modal" target="_self" style="color: #B74701;font-weight: 700;">List of Accepted IDs</a>.</p></div></div>

Please confirm the following statement:

Let us get to know you first

About you

Basic information

Other insurance

Anti-Money Laundering Act and General Declarations

Health Declaration

Independent service providers, Special class groups, & Government officials

Anti-Money Laundering Act, Data Privacy Declaration, Replacement Declaration and Exclusions

Anti-Money Laundering Act

Data Privacy Declaration

Replacement Declaration

Exclusions

Declaration

Confirmation

Restricted or unregulated businesses and industries

Please upload required document.

Identity verification

Drag and drop file here

Employer's address

Employment information

Employment status

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Please adjust your coverage to PHP 800,000 or below

Please adjust your coverage to PHP 2,000,000 or below

Speak to you soon!

Thank you for your interest in our product

Your sum covered exceeds the condition set by FWD

This link has been used for a successful application

Select your main source of funds

Non-forfeiture

Occupation details

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Payment mode

KanGuard Accidental Death Insurance Plan 1799

KanLive Life Insurance Plan 1799

KanMend Critical Illness Insurance Plan 1799

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Proof of identity

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Residential address

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Additional benefit when you pass away due to accident

Claim cash benefit when you get diagnosed with any of the 42 covered major critical illnesses

Benefit for your beneficiaries when you pass away

Unsaved changes

Your coverage amount exceeds the condition set by FWD

Keep us in the loop when there are changes in your contact info so that you can receive policy related updates.

Reminder:

I declare that I earn more than PHP 250,000 annually.

Application summary

I am a Filipino citizen. 
- I am not a US citizen or a US tax resident 
- I am currently in the Philippines

**Beneficiary**

By default, benefits shall be paid to any one of your surviving family members in the following order: 1) Legal Spouse, 2) Children, 3) Parent/s, 4) Sibling/s, 5) Your Estate.

⠀

Your nominated beneficiary is automatically tagged as primary beneficiary. Primary beneficiary is revocable (can be changed). Allocation of beneficiaries will be set to equal distribution by default. 

⠀

You can also easily update beneficiaries through our app [**Omne by FWD**](https://www.fwd.com.ph/support/omne-by-fwd/){target='_blank'}. We're available 24/7 to assist you.

**Company Voucher**

This plan covers you for 1 year. Your Death Benefit is renewable until Age 99. Your Accidental Death and Critical Illness Benefits are renewable until age 79. 

Your application is **auto-approved** from Year 2 onwards as long as you pay your premium every year.

**Company Voucher**

This plan covers you for 1 year. Your Critical Illness Benefits are renewable until age 79. 

Your application is **auto-approved** from Year 2 onwards as long as you pay your premium every year.

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I have read and agreed to the statements below
- Anti-Money Laundering Act
- Data Privacy Declaration
- Replacement Declaration
- Exclusions

I have read and agreed to the statements below
- Anti-Money Laundering Act
- Data Privacy Declaration
- Exclusions

Declarations

I do not own any interest in, deal with, provide services to, nor am I in any way affiliated with any restricted or unregulated businesses or industries.

My occupation is not among those listed in “Independent service providers, Special class groups, & Government officials”

Notes

Personal details & Employment

It’s important that you truthfully answer or confirm agreement with these statements. Concealment of any info may cause us to deny a claim for this policy.

Last step! Let's check the details and pay.

Last step! Check the details and confirm for submission.

**Note**

The annual premium is based on the selected coverage amount, and the age and gender of the insured.

**Free-look period**

You are entitled to a free look period, which will run upon receipt of the policy contract via email. During this period, you may review the policy provisions, inclusions, and exclusions. 

If you decide to cancel your policy within the free-look period, you may do so on [**Omne by FWD**](https://www.fwd.com.ph/support/omne-by-fwd/){target='_blank'} or by calling our 24/7 Customer Connect hotline at [**+632 8888 8388**](tel:+63288888388) to get a full refund.

By proceeding, I confirm that I am paying for this policy. Your application is **auto-approved** from Year 2 onwards as long as premium is paid every year.

**Note**

It's important that you truthfully answer or confirm agreement with these statements. Concealment of any info may cause us to deny a claim for this policy.

The annual premium is based on your age upon renewal, and your selected coverage amount.

**Free-look period**

You are entitled to a free look period, which will run upon receipt of the policy contract via email. During this period, you may review the policy provisions, inclusions, and exclusions. 

If you decide to cancel your policy within the free-look period, you may do so on [**Omne by FWD**](https://www.fwd.com.ph/support/omne-by-fwd/){target='_blank'} or by calling our 24/7 Customer Connect hotline at [**+632 8888 8388**](tel:+63288888388) to get a full refund.

By proceeding, I confirm that I am paying for this policy. Your application is auto-approved from Year 2 onwards as long as premium is paid every year.

Payment

Payment summary

Title

<div>Please contact us by calling <a href='tel:+63288888388'>+632 8888 8388</a> or through email <a href='mailto:CustomerConnect.ph@fwd.com'>CustomerConnect.ph@fwd.com</a>.
 You could also chat us live by clicking here.</div>

Add ons

(Optional)

Basic plan - Life

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Title *

why do we need this?

Chat with us at

Email us

Call our Customer Connect

We're here for you, 24/7.

Product Overview

Premium for Succeeding Years

Big3 - Premium for succeeding years

Issue age

Premium payment term

1-year coverage, renewable up to insured’s age 79

Benefit term

Minimum benefit amount

Maximum benefit amount

No benefits will be paid out within the no-claim period or if critical illness was due to a pre-existing condition. The no-claim period is 1 year for early thyroid cancer and 90 days for other critical illnesses.

Benefit Summary

<div style="border-top-left-radius: 10px;border-top-right-radius: 10px;border-bottom-right-radius: 10px;border-bottom-left-radius: 10px;padding-top: 20px;padding-right: 20px;padding-bottom: 20px;padding-left: 20px;background-color: #FEF9F4;"><a href="/files/v3/assets/blt9d245055972fde4e/blt321ba242a4bcf6ad/684621c1498eb03881acb553/Big_3_(Digital).pdf" target="_blank" style="color: #183028;"><div style="height: 100%;"><div style="display: inline-block;width: 20;text-align: left;padding: 0px 0px 0px;"><img loading="lazy" src="https://images.contentstack.io/v3/assets/blt9d245055972fde4e/blt39d7107233f7e3bd/6641f7580bbc62de777f7054/download.svg" width="16"/></div><div style="display: inline-block;text-align: left;vertical-align: top;padding: 0px 0px 0px;font-size: 16px;font-weight: 700;">Policy provisions</div></div></a></div><br /><div><p style="color: rgba(99, 101, 102, 1);">Please make sure you are eligible for this product before applying.<br />The product information on this website is for reference only and does not contain the full terms and conditions, key product risks and full list of exclusions of the policy. For the details of benefits and key product risks, please refer to the brochure; and for exact terms and conditions and the full list of exclusions, please refer to the policy provisions of the Plan.</p></div>

FAQs

Frequently Asked Questions

<div style="border-top-left-radius: 10px;border-top-right-radius: 10px;border-bottom-right-radius: 10px;border-bottom-left-radius: 10px;padding-top: 20px;padding-right: 20px;padding-bottom: 20px;padding-left: 20px;background-color: #F8F9F9;">
  <p><span></span><span style="color: rgba(232, 119, 34, 1);font-size: 39px;font-weight: 700;line-height: 48.75px;">01<br /></span><span style="font-size: 20px;font-weight: 700;color: rgba(24, 48, 40, 1);">Am I eligible to buy BIG 3 Critical Illness Insurance?</span></p>
  <p>If you’re Filipinos aged 18 to 60 and in good health, you may buy <a href="." target="_blank" style="color: #B74701;font-weight: 700;">BIG 3 Critical Illness Insurance</a>. Good health means you agree with the three simple health declarations stated in the application form.</p>
</div>
<p>&nbsp;</p>

<div style="border-top-left-radius: 10px;border-top-right-radius: 10px;border-bottom-right-radius: 10px;border-bottom-left-radius: 10px;padding-top: 20px;padding-right: 20px;padding-bottom: 20px;padding-left: 20px;background-color: #F8F9F9;"><p><span></span><span style="color: rgba(232, 119, 34, 1);font-size: 39px;font-weight: 700;line-height: 48.75px;">02<br /></span><span style="font-size: 20px;font-weight: 700;color: rgba(24, 48, 40, 1);">What does BIG 3 Critical Illness Insurance cover?</span></p><p><a href="/critical-illness-insurance/big-3/" target="_blank" style="color: #B74701;font-weight: 700;">BIG 3</a> covers you against diagnosis of any of the covered 3 critical illnesses, which are cancer, stroke, and heart attack.</p><p>You can find the medical definitions of each of the covered critical illnesses in the <a href="/files/v3/assets/blt9d245055972fde4e/blt321ba242a4bcf6ad/684621c1498eb03881acb553/Big_3_(Digital).pdf#page=15" target="_blank" style="color: #B74701;font-weight: 700;">policy wording</a>.</p><p>If you are looking for insurance coverage of more than 3 critical illnesses, check out <a href="/critical-illness-insurance/kanmend/" target="_blank" style="color: #B74701;font-weight: 700;">FWD KanMend Critical Illness Insurance</a> which covers 42 critical illnesses.</p></div><p>&nbsp;</p>

<div style="border-top-left-radius: 10px;border-top-right-radius: 10px;border-bottom-right-radius: 10px;border-bottom-left-radius: 10px;padding-top: 20px;padding-right: 20px;padding-bottom: 20px;padding-left: 20px;background-color: #F8F9F9;"><p><span></span><span style="color: rgba(232, 119, 34, 1);font-size: 39px;font-weight: 700;line-height: 48.75px;">03<br /></span><span style="font-size: 20px;font-weight: 700;color: rgba(24, 48, 40, 1);">When will I not be paid for a claim?</span></p><p>There are a few situations in which a claim will not be paid.</p><p>You can't claim for critical illness benefits if the condition or symptom arose during the 1-year no-claim period for thyroid cancer or 90-day no-claim period for other critical illnesses, or if the critical illness was due to a pre-existing condition.</p><p>  The definitions of these exclusions can be found in your&nbsp;<a href="/files/v3/assets/blt9d245055972fde4e/blt321ba242a4bcf6ad/684621c1498eb03881acb553/Big_3_(Digital).pdf#page=8" target="_blank" style="color: #B74701;font-weight: 700;">policy</a>.</p></div><br /><br /><p><a href="https://shop.fwd.com.ph/critical-illness-insurance/big-3/faq/" target="_blank" style="color: #B74701;font-weight: 700;"><span><strong></strong></span>→ See more FAQs</a></p>

<p style="font-size: 20px;">Set for Health Digital Critical Illness Insurance</p>
<div class="link-container" style="font-size:14px;line-height:21px;">Set for Health is a Health Insurance Plan in the Philippines with Critical Illness coverage of 57 major and minor critical illnesses with up to 3 claims.</div>

Critical illness insurance

https://images.contentstack.io/v3/assets/blt9d245055972fde4e/blt36a6cfa60a3184c2/65a88e86c992b7af5eb8a35e/critical-illness.svg

<p style="font-size: 20px;">Set for Tomorrow - Short Term Cover Life Digital Insurance</p><div class="link-container" style="font-size: 14px;line-height: 21px;">Protect your family from sudden loss of income with up to ₱5 million coverage and 100% death benefit with FWD Set for Tomorrow plan.</div>

Life insurance

https://images.contentstack.io/v3/assets/blt9d245055972fde4e/blt89eb8803604c20f3/65fbefc3f2a292498ebf6ec9/IconLife.svg

<p style="font-size: 20px;">The One for life</p><div class="link-container" style="font-size: 14px;line-height: 21px;">Insurance coverage you can personalize for whatever phase in life you are in -- for Gen Z up to 70 years old.</div>

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