Choose from three starting premiums: PHP 100,000 or PHP 1,000,000 or US$20,000.
Grow your wealth
Keep your investments competitive with access to a diverse portfolio of international and local funds.
Life cover until 100 years old
Should you pass away before age 100, we’ll give your family 125% of the premiums you’ve already paid or the account value - whichever is higher.
Get a non-guaranteed cash reward on the 10th year of your policy, recurring thereafter every five years for All Set and every two years for All Set Higher.
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Frequently asked questions
How do I file for a claim if there’s been a loss of life?
First, we’re sorry for your loss. If you need any help or support in your claim, please don’t hesitate to get in touch.
Our loss of life claims page is here. It should answer all your questions and let you know what to do next. Remember, if you have any questions or concerns, you can always give us a call.
I have questions about my policy. Who can I talk to?
There are many ways to get in touch with us. You can find your preferred channel here.
Can I increase my life coverage?
No problem. To do this, simply fill out and submit the following two forms:
Policy change form - dated, signed by policyholder and witness (can be your advisor or an FWD branch executive)
Health statement form
We’ll then send you an updated sales illustration and will let you know the premium payment difference. Please have a read of all the terms, then sign and date it and send it back to firstname.lastname@example.org.
You can only increase your coverage within one year from your policy's start date.
You will need your assignees or irrevocable beneficiaries’ consent to reduce your coverage.
I want to change my life insurance beneficiary. How do I do that?
Please head along in-person to any FWD business hub and submit two copies of the Policy change form - dated, signed by policyholder and witness (can be your advisor or an FWD branch executive). This is because we need to authenticate all the information.
If your current beneficiary is irrevocable, please have them sign the form.
If you’re designating your spouse as a new beneficiary, please provide a marriage contract.
If your intended beneficiary is a minor, please name a trustee on the form, along with a notarized deed of trust form.
My policy contract is damaged/lost. Can you send me a duplicate?
That’s fine. Although bear in mind that you can access FWD Tapp your policy anytime, anywhere via or our Customer Connect Portal. However, if you’d like to receive a physical copy, we can send you a duplicate. Please first send us the following:
Notarized declaration of lost policy form
Damaged policy contract (if applicable)
Processing fee of Php200 to be paid via online or through our bank partners