5 Best Cities in the Philippines for Retirees

Retirement allows you to slow down, relax, and enjoy the finer things in life. As such, your retirement destination is important. After all, you’re going to spend the rest of your life there. You want a place that combines beautiful, natural attractions as well as modern city conveniences. The Philippines offers the best of both worlds. Here’s a rundown of the best cities to retire in, in the Philippines. Did your city make the cut? 


The Philippines is a popular choice for expats and retirees. It has warm and hospitable people, glorious beaches, tourist attractions, and lower cost of living than most countries. Here’s a list of local cities that will be a haven for retirees, local and foreign.

1. Baguio

This ‘breezy city” has a cooler climate than most cities in the Philippines. The cold, pine-scented air is a welcome respite from the usual humid and tropical climate. Here, there’s no shortage of outdoor activities. There’s horseback riding, golfing, and biking, just to name a few. Retirees will also enjoy Baguio’s old world charm—quaint bed-and-breakfasts, charming cafes, lush gardens, and artists’ havens.

2. Cebu

Cebu City offers a unique combination of urban and provincial vibe. It has all the urban conveniences—hospitals, business hubs, entertainment options, and the Mactan-Cebu International Airport, which makes Cebu accessible to Manila and other places in the South. The bonus? Cebu is still close to the beaches and mountains. Experience Cebu’s charming provincial life while enjoying modern conveniences.  

3. Dumaguete

Known as the “City of Gentle People,” Overseas Retirement Letter named  Dumaguete one of the most ideal places in the world to retire in while Forbes ranked it fifth. The cost of living is significantly cheaper. You can rent a one-bedroom apartment in the city center for just PhP8,000-PhP15,000. It also has good climate, hardly ever hit by storms. The city has beach resorts, world-class dive sites, and dolphin and whale-watching sites, making it popular among tourists, expats, and retirees.

4. Tagaytay

Tagaytay is known for its beautiful scenery and cooler climate. It is close to Manila, just one hour and 30 minutes away. It offers a range of outdoor activities and two 18-hole golf courses. The city is full of restaurants, hotels, golf resorts, and many other leisure options. What’t more, the city has that peaceful, zen vibe that retirees will like.

5. Iloilo

Iloilo has an abundance of mountains, waterfalls, beaches and, at the same time, all the modern comforts like hospitals, schools, seaports, and a new international airport. Iloilo’s quaint charm and low cost of living make it ideal for retirees. Consumer prices in Iloilo are 24.22% lower than in Manila. Rent for a one-bedroom apartment in the city center is just around PhP6,000 per month. Iloilo’s peaceful environment, its food, and the hospitality of its people make it a popular choice among retirees.