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Diapers. Milk. Stroller. Crib. Vaccines. Having a baby can be super expensive. Oh but just you wait. You’re not out of the woods yet. So best save while you can.
If you think the first six years was expensive. Think again!
If you think you’ve already survived the worst of it, financial-wise, once your baby reaches school age. Think again. The expenses won’t be stopping. (Unless you have an Einstein incarnation and you won’t have to pay tuition for the rest of your life!) Here are 7 essentials you need to save up for now before your child blows his seven candles.
But you’ll miss cuddling with your toddler. Get over it! At five or six, kids need to be independent. Having their own rooms will teach them responsibility and self-reliance, which they will need to survive school on their own. So start saving up so you can renovate, redecorate, refurbish the room next door.
These days, it’s not enough that you’re good in school. Kids have to be skilled in other things. They enroll in summer sports program, Math enrichment classes, or creative workshops. These classes can be expensive, with you spending for not just the tuition but the clothes and materials. But hey, attending these classes is way better than playing computer games all summer long, right?
Although this is not an essential, it might be good to have one every few years. Remember that your child has friends now and it will help him socially to hold a party or even just a simple get together. It does not have to something expensive. Just a party where your child can be with his best buds.
Although you won’t need to complete a long list of vaccines, you still need to make sure that you have enough savings to take care of any health emergency. School age children are more prone to sickness because for one thing, they are more explorative and secondly, they interact with more people, who can potentially give them the disease.
I am not talking about pads and notebooks but more like a desktop computer, a printer, scanner, tablets, cellphones and whatever else they’ll need for their assignments and projects. Some schools even prescribe tablets in place of notebooks. Go figure!