A little planning can go a long way. So whether you’re looking for a life insurance coverage with savings that everyone can enjoy, or an investment that protects you and those you care about, find what you need here.
We’ve made it even more convenient for you to enjoy life with our hassle-free payment system by giving you the freedom of choice. Choose a payment method that is more suitable for your needs.
The fund invests in top corporations spread all over the world, providing an optimal diversification of your investment. This allows a more stable growth of your investment. As a benchmark for the performance of the fund, we use the Morgan Stanley All Country World Index, which has returned an average of 10.46% over the past 5 years. In this period, the annual returns fluctuated between 22.80% (2013) and -2.36% (2015).*
*Based on MSCI ACWI Index (USD) as of August 31, 2017
Your investment is in US Dollar-denominated assets and allows you to benefit from the strength of the US Dollar. All benefits will be paid out to you in the same currency.
US Dollar All Set Higher is a life insurance policy with coverage up to 100 years old. In case of death, the minimum pay-out will be 125% of your initial investment.
Life insurance policies provide several advantages over direct investments. The proceeds can be free of estate tax and cannot be claimed against by creditors, as the investment is segregated from your assets.
We do not have up-front charges and our fund management charge is among the lowest in the industry. We only apply exit charges in case you need to surrender your investment earlier.
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Low regular-pay premiums of at least Php18K every year for life-long protection and investment
Pay a one-time premium as low as Php100K and get all the benefits you need in one go.
100% coverage for up to 3 claims against 42 major critical illnesses