Get lifetime protection subject to your fund performance and while growing your wealth based on your financial goals with Set for Life or Manifest.
Family comes first
Your family will get a cash benefit should you pass away or get diagnosed with a terminal illness.
Critical illness protection
With HealthPro, we'll cover you against 42 major and 15 minor critical illnesses.
With SafetyPro, get an additional cash benefit should you pass away due to accident before age 60 or 75. Receive 3x the benefit amount if it happens on a covered Philippine holiday.
Daily hospital cash benefit
RecoveryPro helps with medical expenses. Receive allowance of PHP 1,000 to PHP 10,000 each day if you are in the hospital and get 100% more if you are in ICU.
Waive future payments
We’ll waive future premiums should you be unable to pay due to major illness, permanent disability or death.
Meet Cali: Our fast and easy insurance calculator
Cali lets you create a personalized payment plan based on your budget, mix and match benefits to meet your needs, and get fast, instant quotes, in one minute or less.
Other recommended products
Frequently asked questions
How do I file for a claim if there’s been a loss of life?
First, we’re sorry for your loss. If you need any help or support in your claim, please don’t hesitate to get in touch.
Our loss of life claims page is here. It should answer all your questions and let you know what to do next. Remember, if you have any questions or concerns, you can always give us a call.
I have the claim forms and documents ready. When should I file my claim?
We request that all claims (including loss of life) are made within 90 days. One of our dedicated claims ambassadors will then get in touch with you to confirm that we’ve received your claim and advise on next steps.
In case you’re not able to submit within the 90-day period, don’t worry! We will not invalidate nor reduce the claim if we find that it’s not practical to submit the requirements within the allowable time.
I have questions about my policy. Who can I talk to?
There are many ways to get in touch with us. You can find your preferred channel here.
Can I increase my life coverage?
No problem. To do this, simply fill out and submit the following two forms:
Policy change form - dated, signed by policyholder and witness (can be your advisor or an FWD branch executive)
Health statement form
We’ll then send you an updated sales illustration and will let you know the premium payment difference. Please have a read of all the terms, then sign and date it and send it back to firstname.lastname@example.org.
You can only increase your coverage within one year from your policy's start date.
You will need your assignees or irrevocable beneficiaries’ consent to reduce your coverage.
I want to change my life insurance beneficiary. How do I do that?
Please head along in-person to any FWD business hub and submit two copies of the Policy change form - dated, signed by policyholder and witness (can be your advisor or an FWD branch executive). This is because we need to authenticate all the information.
If your current beneficiary is irrevocable, please have them sign the form.
If you’re designating your spouse as a new beneficiary, please provide a marriage contract.
If your intended beneficiary is a minor, please name a trustee on the form, along with a notarized deed of trust form.
My policy contract is damaged/lost. Can you send me a duplicate?
That’s fine. Although bear in mind that you can access FWD Tapp your policy anytime, anywhere via or our Customer Connect Portal. However, if you’d like to receive a physical copy, we can send you a duplicate. Please first send us the following:
Notarized declaration of lost policy form
Damaged policy contract (if applicable)
Processing fee of Php200 to be paid via online or through our bank partners