Have the confidence to follow your dreams knowing you and your loved ones’ are protected from unexpected financial burdens of a critical illness and common diseases in the Philippines.
Life insurance plan that’s easy on the budget and allows you to enjoy life while financially protecting you and those you care about.
KanDuu covers you, so you CAN DO everything you want in life with no hesitations.
We’ve made it even more convenient for you to enjoy life with our hassle-free payment system by giving you the freedom of choice. Choose a payment method that is more suitable for your needs.
How to do that? Here are five easy ways to ensure that all your hard work will not go in vain, no matter what!
Set up an emergency fund
Don’t let life’s unwelcome surprises—a major home repair, a health emergency, or worse, unemployment—throw you off guard. Make sure you have an emergency fund saved up that is at least 3 to 6 months’ worth of your living expenses. How to compute? Add up your expenses for a month (Don’t forget to include the monthly equivalent of your annual expenses like school tuition, insurance premiums, taxes, etc.) and multiply it to three months (or up to six months). That’s how much money you should have, kept, right now! This is your financial safety net when the need arises.
Pay your debts
Avoid debt at all cost! But if you have to have debt, prioritize paying them. If you don’t, all your mortgage, car loans, and other debts will be your loved ones’ burden. Yup, there’s no escaping them. And remember, don’t just pay the minimum. Pay in full and on time. Don’t let money that could have gone to your retirement fund or your kid’s educational fund just go to interest payments.
Protect what you built
Don’t let uncertainties take away the things you worked hard for. Whether it’s the house that you’ve taken a loan for or the college education that you’ve been saving up for, make sure your family will get to enjoy the fruits of your labor! Insurance plans like FWD Set for Tomorrow protect what you have built so you don’t have to worry about your family losing what you’ve worked for. This term life insurance plan has three affordable variants: Short Term Cover for your loans and financial obligations; Income Protector for your family’s living expenses and your children’s education; and Estate Protector for smooth transfer of wealth to your heirs.
Want to calculate how much it’ll take to ensure your family’s better tomorrow, no matter what? Visit FWD’s online calculator, CALI and get a quote instantly!
Develop new skills
From volunteering to manage a project to finding a mentor and attending seminars, developing new skills add value to your career and is crucial for your growth (and promotions)! Don’t be scared to veer away from your corporate comfort zone. Turning on and upgrading hobbies like baking, photography, blogging, etc. could mean new streams of income for you and your family. The possibilities are endless when you don’t stop learning!
Diversify your investments
Remember the old adage “Don’t put all your eggs in one basket”? That’s investment diversification in a nutshell. Diversification is investing in different funds from different companies and industries so you don’t run the risk of losing all your money when one of your investments suffers. That way, the money you intend to grow for your family’s future needs are secure.
Want to make sure your tomorrow is made better today? FWD Set for Tomorrow is the only term life insurance plan you can buy online. Quick, easy, and hassle-free!
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