A packaged group life insurance plan that protects your most important asset, your employees.

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Excellent for companies with 3 to 25 employees. Protects the most mature-aged - until reaching 75 years old, and is open to a wide range of occupations including jobs with exposure to occupational hazards, skilled and semi-skilled occupations, and industrial jobs. This while making application easy and hassle-free. No medical examination is required for employees 18 to 70 years old.

So…what does it do?

  • Death Benefit - is given for the loss of life of your employee due to natural or accidental causes happening at any time zone across any geographical border

  • Family Assistance Benefit - provides an advance payment for the family of your employee to help cover for sudden funeral expenses.

  • Accidental Death and Dismemberment Benefit - provides financial support in cases of accidental death, accidental dismemberment or loss of use, or total and permanent disability.

  • Total and Permanent Disability Benefit - is given if an accident or illness leads to total and permanent disability. Your employee has the option to receive the benefit in lump sum or installments.

  • Critical Illness Benefit - provides an advanced payment if your employee is diagnosed with a terminal illness or a critical illness ( cancer, coronary bypass grafting, heart attack, kidney failure, stroke)

  • Accidental Medical Reimbursement - provides a benefit amount for medically necessary in-patient or out-patient treatments due to an accident.

  • Accidental Hospitalization Income - gives your employee a benefit amount for each day of hospital confinement due to an accident.

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