LiveSafe Plus is FWD’s newest packaged product for small and medium enterprises that covers larger groups with 26 to 200 employees, better protecting your company and increasing goodwill.

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LiveSafe Plus is excellent for small and medium enterprises with 26 to 200 employees. It provides coverage for the most mature-aged, until reaching 75 years old, and has less exclusions for accidental death and dismemberment. It is also flexible on the settlement option for disability benefits. Application is easy and hassle-free; soft copy submissions are accepted. No medical examination is required for employees 18 to 65 years old.

So…what does it do?

  • Group Life - pays a benefit amount for the loss of life of your employee due to natural or accidental causes happening at any time zone across any geographical border.

  • Family Assistance Benefit - provides an advance payment for the family of your employee to help cover for sudden funeral expenses.

  • Terminal Illness Benefit - provides an employee 100% of the Group Life base plan benefit amount upon diagnosis of a terminal illness.

  • Total and Permanent Disability Benefit - provides a lump sum amount if an employee is totally and permanently disabled due to accident or illness.

Boost their plans with these optional, tailor-made benefits:

Accidental Death, Disability, and Dismemberment Benefit provides financial support in cases of accidental death and accidental dismemberment or loss of use.
Critical Illness Benefit provides an advanced payment if your employee is diagnosed with a terminal illness or a critical illness (cancer, coronary bypass grafting, heart attack, kidney failure, stroke) excluding any pre-existing condition.
Accidental Medical Reimbursement Benefit provides a benefit amount for medically necessary in-patient or out-patient treatments due to an accident.
Accidental Hospital Income Benefit gives your employee a benefit amount for each day of hospital confinement due to an accident.

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Providing coverage for the accidental loss of life of your employee happening at any time zone across any geographical border.