Money and insurance

4 Reasons to get health insurance today

It’s high time you start adulting. Getting insurance is one of the safest and easiest ways to secure not just your health, but also your finances.

By Samantha Z. Beltran

You think being young and healthy means you can skip health insurance? Think again. Health emergencies are unpredictable—and especially in these times. So, it’s better to be safe than sorry. Even if you feel that you live a healthy lifestyle, you can never be too sure. Perhaps your family’s medical history can put you at risk of certain conditions in the future, or working extra could put a toll on your wellbeing. Plus, in this pandemic when anyone is at risk of getting infected, applying for health insurance gives you that extra peace of mind.

Getting a health insurance plan is an ideal choice that helps you plan, protect yourself from sudden illnesses, and keep your family secure. Need further convincing? Here are four reasons to get health insurance today.

1. It helps prevent you from dipping into your savings.

While paying premiums might make you feel that you are saving less than you should, your health insurance will come in handy especially for that emergency. Say, for example, you were diagnosed with a major critical illness. As part of the plan’s coverage, you receive PHP 500,000, which immediately goes to your hospital bills—allowing you to save or minimize the impact on your hard-earned savings.

2. You are prepared to expect the unexpected.

Any major or minor critical illness can quickly change your situation. A health insurance plan helps you protect yourself from the unexpected or unwanted conditions—and give you that extra comfort knowing that you are ready for whatever happens.

3. Your family stays protected.

Getting a health plan doesn’t just benefit you! It aids your family, too. Get coverage that thinks about your immediate family members and ensures that they are kept protected and secure even in times of disease. For example, plan guarantees that your family receives 100% of your benefit amount should you pass away.

4. Having a health plan encourages you to take better care of yourself.

When you apply for a health plan, you take a proactive approach instead of a reactive one. While no one hopes that you contract a critical illness, getting a health insurance plan can put you in the right mindset to live a more regularly active and healthy lifestyle—from working out regularly to getting regular check-ups.

Do not skip the essentials, especially in this new normal. These days, you must endeavor to keep yourself and your family safe and protected. Health insurance is a must, especially in these times. Logically, it just pays to be more conscious about your health and wellbeing.

Don’t wait until it’s too late—FWD’s Set For Health plan lets you claim up to 3x for unrelated major critical illnesses and get back 100% of your premiums paid if you never do, plus additional 20% coverage for minor critical illnesses. This includes critical illness caused by COVID-19 complications.

With flexible payment terms, you can plan and enjoy good health and wellbeing, worry-free.

Visit to learn more or click here to book an appointment with our Financial Advisors.